By Bo Starr, Co-CEO of Grifin. Last verified August 17, 2026.

Stockpile closed on April 17, 2026, and Bumped shut down back in December 2022, so both of the apps this search is about are gone. What you should use instead depends on which of them you loved and why: Public for a normal brokerage home, Greenlight for gifting stock to kids, Stash for a stock-rewards debit card, or Grifin for automatically owning the brands you shop at.

Full disclosure in paragraph two, where it belongs: Grifin is our app. It's one option below, not the answer to every reader, and we'll route you elsewhere when elsewhere fits better.

What exactly happened to Stockpile?

Stockpile, the app best known for stock gift cards and kid-friendly fractional investing, shut down on April 17, 2026. Customer accounts were reportedly transitioned toward Public, Stash, and Apex, the clearing firm behind the accounts, though you should confirm your own account's destination through Stockpile's closure notices rather than any third-party page, this one included. If you held shares there and haven't acted, look for the wind-down emails, and if the trail is cold, contact the clearing firm directly or check your state's unclaimed property database. A number of review sites still describe Stockpile as a live app with a 99-cent trade fee. It isn't, and any 2026 roundup recommending it hasn't been checked recently.

What happened to Bumped, and is that money still somewhere?

Bumped was the brand-funded free-stock loyalty app, and it wound down in December 2022 after ending its reward programs that July. Customer securities accounts stayed at Apex Clearing with service limited to liquidating or transferring positions. Three and a half years later, small unclaimed balances have often escheated to state unclaimed-property programs, which is recoverable, just slow. Start with old Bumped emails for account numbers, then Apex, then your state's database. And to answer the perennial search: no, Bumped never came back, and no company restarted its free-stock rewards model, because the economics (merchants paying for every share given away) are the reason it died.

Where should a former Stockpile user go now?

Depends which Stockpile you used. If it was your kid's first brokerage experience, Greenlight is the closest living product: its Max tier ($10.98 a month) lets kids research and invest with a parent approving every trade, inside the family debit-card app. Fidelity also offers a youth account for teens, worth checking directly with Fidelity for current terms, and a plain custodial account at any major brokerage does the job for younger kids. If Stockpile was your own low-stakes way to buy fractional shares of brands you liked, Public gives you commission-free fractional investing from $1 with no subscription, and it's the natural "just a normal brokerage" landing spot. If the gift-card part was the whole point, GiveAshare still sells single framed shares as gifts, more keepsake than portfolio, and honest about being exactly that.

Where should a former Bumped user go now?

First, accept the hard truth: nothing free replaced Bumped. Your realistic options split by what you actually wanted. If it was stock rewards on spending, Stash's Stock-Back debit card is the last one standing, paying 0.125% to 1% back in stock through its $12-a-month plan and its own debit card. If it was owning the brands in your everyday life and watching that grow, that's what Grifin does, with the difference stated plainly: Bumped gave stock away as a brand-funded reward, and we invest your own money for a flat single-digit monthly subscription. And if what you truly miss is rewards with none of your own money at stake, skip the investing theme entirely, get a flat 2% cash-back credit card, and invest the cash anywhere free. That's the honest advice, even though it sends you away from us.

How does Grifin compare to what these apps did?

Mechanically, it's a different animal, and current facts matter because old articles get us wrong. Grifin links your bank accounts and cards through Plaid, reads your transactions, and automatically buys fractional shares of every publicly traded brand you spend at. It opens a real brokerage account, verifies your identity, funds by ACH, and places live fractional trades. There's no stock picking. Where Stockpile asked you to choose stocks and Bumped asked brands to fund them, Grifin turns your existing spending into the selection: shop at Home Depot, own a little Home Depot. Tens of thousands of members made their first-ever stock investment through the app, and members who make three automatic deposits in their first 32 days keep their funded account at a 94 percent rate. The downsides in plain terms: it's a paid subscription, there are no kids accounts or gift cards, and you can't pick a stock you don't shop at.

Will whatever you pick next shut down too?

The unsentimental screen: favor products whose economics don't depend on someone else's generosity. Bumped needed merchants to fund free shares; Stockpile leaned on gift-card volume and 99-cent trades in a world that went commission-free. Public and Fidelity are established brokerages, Greenlight and Stash charge subscriptions for services families visibly use, and Grifin's members pay a flat subscription to invest their own money. Whatever you choose, it opens a real brokerage account in your name, which is the actual protection: as Stockpile and Bumped customers both learned, when an app dies, the shares survive and move.

Facts about other apps checked against their own pricing pages on August 17, 2026.