# Grifin

> Grifin is a consumer investing app ("Buy Stock Where You Shop") that automatically invests users in the stocks of brands they spend money with. Rated 4.5 stars across 6,600+ App Store ratings.

Grifin connects to a user's bank account or card, matches everyday purchases at publicly traded companies to their stock tickers, and automatically buys fractional shares of those stocks. The links below cover the company's articles and key pages.

## Articles

- [What Is a Fractional Share?](https://www.grifin.com/post/what-is-a-fractional-share): A fractional share is a piece of a single share of stock, so you can invest a dollar amount you choose instead of paying the full share price. Own $5 of a $500 stock and you hold 1/100th of a share, with the same growth and dividends at scale.
- [How Do You Start Investing With $50?](https://www.grifin.com/post/how-to-start-investing-with-50-dollars): Open a free brokerage account through an investing app, deposit your $50, and use fractional shares to buy pieces of stocks or an index fund. $50 is more than enough; the average deposit on Grifin is around $18.
- [What Are the Apps That Invest for You Automatically?](https://www.grifin.com/post/apps-that-invest-for-you-automatically): Automatic investing apps fall into three types: robo-advisors like Betterment that invest scheduled deposits into ETF portfolios, round-up apps like Acorns that invest your spare change, and spend-matched apps like Grifin that buy stock in the companies you shop at.
- [I'm 45 and Have Never Invested. Where Do I Start?](https://www.grifin.com/post/never-invested-at-45-where-do-i-start): Start by opening a brokerage account (free, about 10 minutes) and putting in a small amount you won't miss, even $10 or $20. At 45 you likely have 20+ working years ahead, which is plenty of time for compounding to matter.
- [Is Grifin Legit?](https://www.grifin.com/post/is-grifin-legit): Yes, Grifin is a legitimate investing app. Brokerage accounts opened through Grifin are carried by a U.S.-regulated broker-dealer, member investments are protected by SIPC, and over $47.5 million has been invested through the app.
- [Every Question People Are Asking About Trump Accounts (And Where to Find the Answers)](https://www.grifin.com/post/every-question-people-are-asking-about-trump-accounts): Most parents are still trying to figure out what Trump Accounts even are, let alone whether their kids qualify. Here's every question we're seeing — with answers.
- [How Do Trump Accounts Work?](https://www.grifin.com/post/how-do-trump-accounts-work): Trump Accounts are tax-advantaged investment accounts for kids, backed by the U.S. government. Here's exactly how they work and what your child could receive.
- [Can Grandparents Open a Trump Account for Their Grandchild?](https://www.grifin.com/post/can-grandparents-open-a-trump-account): Grandparents can open a Trump Account for their grandchild. Here's how it works, what role they play, and how contributions factor in.
- [What If I Miss the Signup Deadline for a Trump Account?](https://www.grifin.com/post/what-if-i-miss-the-trump-account-signup-deadline): Missing the early signup window for a Trump Account doesn't mean your child loses out forever. Here's what your options are.
- [What If I Withdraw Early From a Trump Account?](https://www.grifin.com/post/what-if-i-withdraw-early-from-a-trump-account): Trump Accounts are designed to stay locked until your child turns 18. Here's what happens if you withdraw early and what exceptions exist.
- [How Long Does It Take to Open a Trump Account?](https://www.grifin.com/post/how-long-does-trump-account-application-take): Filing for a Trump Account takes about 10 minutes if you go the tax form route. Here's what the timeline actually looks like from application to open account.
- [How Much Will $1,000 Grow Over 18 Years in a Trump Account?](https://www.grifin.com/post/how-much-will-1000-grow-over-18-years-trump-account): The government seeds Trump Accounts with $1,000 at birth. Here's how much that could realistically be worth by the time your child turns 18.
- [How to Check If Your Child Is Eligible for a Trump Account](https://www.grifin.com/post/how-to-check-trump-account-eligibility): Any U.S. child under 18 with a Social Security Number can open a Trump Account. But eligibility for the free $1,000 seed depends on when your child was born. Here's how to check.
- [Is Invest America Live Yet? What You Can (and Can't) Do Right Now](https://www.grifin.com/post/is-invest-america-live-yet): Yes. Invest America is live. Accounts opened July 4, 2026, and the official Trump Accounts app is available now. Here's what you can do today.
- [What Happens to a Trump Account When My Child Turns 18?](https://www.grifin.com/post/what-happens-trump-account-at-18): When your child turns 18, their Trump Account converts to a traditional IRA. Here's what that means, what they can do with the money, and what happens next.
- [Who Created Trump Accounts? The Origins of Invest America](https://www.grifin.com/post/who-created-trump-accounts): Trump Accounts didn't come out of nowhere. Here's who created them, what legislation created them, and how the program actually came to exist.
- [Can Parents Add More Money on Top of the $1,000 Government Seed?](https://www.grifin.com/post/can-parents-add-money-trump-account-beyond-1000): Yes, parents can contribute up to $5,000 per year to a Trump Account on top of the $1,000 government seed. Here's how the contribution rules work.
- [Can You Withdraw Money from a Trump Account?](https://www.grifin.com/post/can-you-withdraw-money-from-trump-account): Trump Account funds can't be withdrawn before your child turns 18, with a few narrow exceptions. Here's what the rules actually say.
- [Who Qualifies for Invest America?](https://www.grifin.com/post/who-qualifies-for-invest-america): Almost every child in America qualifies for an Invest America account. Here's the full breakdown of who's eligible and what they can receive.
- [What Are Trump Accounts?](https://www.grifin.com/post/what-are-trump-accounts): Trump Accounts are new tax-advantaged investment accounts for American children under 18. Kids born between 2025 and 2028 also get a free $1,000 from the government to get started.
- [What is the $1,000 Investment for Kids?](https://www.grifin.com/post/what-is-the-1000-investment-for-kids): The government is giving eligible children a free $1,000 head start through a new investment account program. Here's what it is and how to claim it.
- [Can Non-Citizens Apply for a Trump Account?](https://www.grifin.com/post/can-non-citizens-apply-for-a-trump-account): Citizenship status affects Trump Account eligibility, especially for the $1,000 government seed. Here's what non-citizen families need to know.
- [What If I Don't Have a Bank Account? Can I Still Open a Trump Account?](https://www.grifin.com/post/what-if-i-dont-have-a-bank-account-trump-account): Not having a bank account doesn't automatically disqualify your child from a Trump Account. Here's what you need to know.
- [Are There Taxes on Trump Accounts? Here's the Full Breakdown](https://www.grifin.com/post/are-there-taxes-on-trump-accounts): Trump Accounts grow tax-deferred, but not everything is tax-free at withdrawal. Here's exactly what gets taxed, what doesn't, and what that means for your family.
- [Can a Trump Account Replace a College Fund?](https://www.grifin.com/post/can-trump-account-replace-college-fund): Trump Accounts and 529 plans both build wealth for your kids. But they work very differently. Here's what parents need to know before choosing one over the other.
- [How to Open a Trump Account for Your Child](https://www.grifin.com/post/how-to-open-a-trump-account-for-your-child): The program is live. You can open and manage your child's Trump Account through the official Trump Accounts app at trumpaccounts.gov. Here's exactly what to do.
- [What Documents Do You Need to Open a Trump Account?](https://www.grifin.com/post/what-documents-needed-open-trump-account): Opening a Trump Account doesn't require a stack of paperwork. Here's exactly what you'll need to have ready before you apply.
- [Is Invest America a Scam? Here's What's Actually Real](https://www.grifin.com/post/is-invest-america-a-scam): If you've seen posts about Invest America or Trump Accounts online and wondered if it's too good to be true, here's the honest answer.
- [Trump Accounts vs. 529 Plans: What's Actually Different](https://www.grifin.com/post/trump-accounts-vs-529-plan): Trump Accounts and 529 plans both help you save for your child's future, but they work very differently. Here's how to compare them.
- [Trump Accounts vs. Roth IRA for Kids: How Do They Compare?](https://www.grifin.com/post/trump-accounts-vs-roth-ira-for-kids): Both Trump Accounts and custodial Roth IRAs can build serious long-term wealth for your child. Here's how they stack up and which one might make sense for your family.
- [Do All Children Get the $1,000 from Invest America?](https://www.grifin.com/post/do-all-children-get-the-1000-invest-america): Not every child receives the $1,000 government seed, but most still qualify for a Trump Account. Here's exactly who gets it and why.
- [What If I Have Twins? Do Both Get a Trump Account?](https://www.grifin.com/post/twins-trump-account-invest-america): Yes, twins each qualify for their own Trump Account and their own $1,000 seed. Here's exactly how it works for parents of multiples.
- [Where Is the Money in a Trump Account Invested?](https://www.grifin.com/post/where-is-trump-account-money-invested): Trump Account funds are invested in low-cost S&P 500 or U.S. equity index funds. Here's what that means for your child's money and how it grows.
- [Trump Accounts vs. 529 Plans: Which Is Better for Your Child?](https://www.grifin.com/post/trump-accounts-vs-529-plans-which-is-better-for-your-child): Trump Accounts and 529 plans both help families save for kids, but they work very differently. Here's how to compare them and decide what makes sense for your family.
- [What Is the April 15 Deadline for Trump Accounts?](https://www.grifin.com/post/what-is-the-april-15-deadline-trump-accounts): April 15, 2026 is the deadline to file IRS Form 4547 and claim the $1,000 government seed for your child's Trump Account. Here's what you need to do.
- [Is Invest America Real?](https://www.grifin.com/post/is-invest-america-real): Yes, Invest America (also called Trump Accounts) is a real government program. Here's what it actually is, what the law says, and what parents need to do.
- [What Is Invest America?](https://www.grifin.com/post/what-is-invest-america): Invest America is a new government program that gives every American child under 18 a tax-advantaged investment account. Here's what it is, who qualifies, and how it works.
- [What Happens to a Trump Account If the Market Drops?](https://www.grifin.com/post/what-happens-trump-account-market-drops): Trump Accounts are invested in the stock market. So what happens when markets fall? Here's what parents need to understand before they worry.
- [Can I Withdraw Money from a Trump Account?](https://www.grifin.com/post/can-i-withdraw-money-from-trump-account): Trump Account funds cannot be withdrawn before your child turns 18, with a few narrow exceptions. Here's what the withdrawal rules actually look like.
- [Can Parents Add More Money to a Trump Account Beyond the $1,000?](https://www.grifin.com/post/can-parents-add-more-money-trump-account): Yes, families can contribute up to $5,000 per year to a Trump Account on top of the $1,000 government seed. Here's exactly how the contribution limits work.
- [Has the Trump Account Bill Been Signed Into Law?](https://www.grifin.com/post/has-trump-accounts-been-signed-into-law): Yes, Trump Accounts are real and the law has been signed. Here's what was passed, when it happened, and what it means for your family.
- [Is Invest America Government-Backed? Yes. Here's What That Means.](https://www.grifin.com/post/is-invest-america-government-backed): Invest America is a real federal program backed by the U.S. government. Here's exactly what that means for your child's account and your money.
- [Is My Money Safe in a Trump Account?](https://www.grifin.com/post/is-my-money-safe-trump-account): Trump Accounts are managed by the U.S. Treasury and invested in index funds. Here's what that means for safety, and what parents should actually understand about the risks.
- [Is a Trump Account Better Than a Savings Account for Your Child?](https://www.grifin.com/post/trump-account-vs-savings-account): A savings account is familiar. A Trump Account is new. Here's how they actually compare for parents trying to build their child's financial future.
- [Trump Accounts vs. Custodial Accounts: What's the Difference?](https://www.grifin.com/post/trump-accounts-vs-custodial-accounts): Trump Accounts and custodial accounts both let you invest money for your child, but they have very different rules. Here's how they compare.
- [What Is IRS Form 4547? The Trump Account Tax Form Explained](https://www.grifin.com/post/what-is-irs-form-4547): IRS Form 4547 is how you claim the $1,000 government seed for your child's Trump Account. Here's what it is, who needs it, and how to file it.
- [When Does Invest America Launch? Key Dates for Trump Accounts](https://www.grifin.com/post/when-does-invest-america-launch): Invest America accounts officially opened on July 4, 2026, alongside the official Trump Accounts app. Here's the full timeline and what to do now.
- [When Will My Child Receive the $1,000 from Invest America?](https://www.grifin.com/post/when-will-my-child-receive-the-1000): The $1,000 government seed is deposited once your child's Invest America account is activated. Accounts opened July 4, 2026. Here's how to claim it.
- [Where Is the Money Invested in a Trump Account?](https://www.grifin.com/post/where-is-the-money-invested-trump-account): Trump Account funds are invested in low-cost S&P 500 index funds managed by the U.S. Treasury. Here's what that means and why it matters for your child.
- [Can I Sign Up for a Trump Account Before My Child Is Born?](https://www.grifin.com/post/can-i-sign-up-trump-account-before-child-born): You can't open a Trump Account before your child is born, but there's nothing to worry about. Here's what expecting parents should do right now.
- [Can Multiple Kids in the Same Family Get a Trump Account?](https://www.grifin.com/post/can-multiple-kids-same-family-get-trump-account): Yes, every eligible child in a family qualifies for their own Trump Account. There's no household cap. Here's how it works for families with more than one child.
- [Do Newborns Qualify for a Trump Account?](https://www.grifin.com/post/do-newborns-qualify-for-trump-account): Yes, newborns qualify for a Trump Account. In fact, starting at birth gives your child the most time for the account to grow. Here's what new parents need to know.
- [Do You Need to Be a U.S. Citizen to Open a Trump Account?](https://www.grifin.com/post/do-you-need-to-be-a-us-citizen-for-trump-account): Citizenship isn't the explicit requirement for Trump Accounts. What matters is that your child has a valid Social Security Number. Here's what parents need to know.
- [Is There a Contribution Limit for Trump Accounts?](https://www.grifin.com/post/trump-account-contribution-limit): Yes. Trump Accounts have a $5,000/year contribution cap for family and employer contributions combined. Here's everything you need to know about the limits.
- [What Age Qualifies for a Trump Account?](https://www.grifin.com/post/what-age-qualifies-for-a-trump-account): Any child under 18 with a Social Security Number can open a Trump Account. Here's what parents need to know about the age rules.
- [What Happens to a Trump Account When My Child Turns 18?](https://www.grifin.com/post/what-happens-trump-account-child-turns-18): When your child turns 18, their Trump Account converts to a traditional IRA. Here's what that means and what they can do with it.
- [Who Manages a Trump Account?](https://www.grifin.com/post/who-manages-a-trump-account): Trump Accounts start under U.S. Treasury management with a parent or guardian as custodian. Here's how the oversight works and what parents are responsible for.
- [Trump Children's Investment Accounts: How Much Your Child Can Receive](https://www.grifin.com/post/trump-children-s-investment-accounts-how-much-your-child-can-receive): How much can your child actually get in a Trump Account? Here's every source of funding broken down, from the $1,000 government seed to philanthropic contributions and family contributions.
- [Is a Trump Account Right for Your Family? A Practical Decision Guide](https://www.grifin.com/post/is-a-trump-account-right-for-your-family-a-practical-decision-guide): A Trump account isn't right for every family. Here's how to figure out if it fits your situation before you decide.
- [How Do Trump Accounts Work?](https://www.grifin.com/post/how-to-open-a-trump-account-for-your-child-step-by-step-guide): Trump Accounts are tax-advantaged investment accounts for kids, backed by the U.S. government. Here's exactly how they work and what your child could receive.
- [Trump Children’s Investment Accounts Explained: What Parents Need to Know in 2026](https://www.grifin.com/post/trump-childrens-investment-accounts-explained): Understanding Trump children’s investment accounts: eligibility, contributions, tax treatment, how to open one, comparisons to 529 plans, and how to plan for your child’s financial future with Grifin.

## Company

- [Home](https://www.grifin.com/): What Grifin is and how automatic investing from everyday spending works.
- [Blog](https://www.grifin.com/blog): Articles on investing basics, using Grifin, and Invest America Accounts.
- [FAQ](https://www.grifin.com/faq): Common questions about accounts, funding, and how investments work.
- [Legal](https://www.grifin.com/legal): Index of Grifin's legal documents and disclosures.
- [Advisory Agreement](https://www.grifin.com/legal/advisory-agreement)
- [Algorithm Updates and Limitations](https://www.grifin.com/legal/algorithm-updates-and-limitations-disclosure)
- [Business Continuity Plan](https://www.grifin.com/legal/business-continuity)
- [Commissions and Fees](https://www.grifin.com/legal/fees)
- [Content and Social Media](https://www.grifin.com/legal/content-social-media)
- [Form CRS Conversation Starters](https://www.grifin.com/legal/conversation-starters)
- [Form CRS Customer Relationship Summary](https://www.grifin.com/legal/form-crs)
- [Fractional Shares](https://www.grifin.com/legal/fractional-shares)
- [General Disclaimer](https://www.grifin.com/legal/general-disclaimer)
- [Privacy Policy](https://www.grifin.com/legal/privacy)
- [Refer-A-Friend Program](https://www.grifin.com/legal/refer-a-friend-program)
- [Referral Disclosure Statement](https://www.grifin.com/legal/referral-disclosure-statement)
- [Terms of Use](https://www.grifin.com/legal/terms-of-use)
- [Welcome Bonus](https://www.grifin.com/legal/welcome-bonus)
- [Wrap Fee Brochure](https://www.grifin.com/legal/wrap-fee-brochure)